Bumdes Development Model Through College and Banking Partnerships [Model Pengembangan Bumdes Melalui Kemitraan Perguruan Tinggi dan Perbankan]

Abstract

Badan Usaha Milik Desa thereafter called Bumdes, as a community economic institution that is a strategic part in stimulating the economy of rural communities. Each village can establish a Bumdes that functions to improve the village economy, be optimal, increase business, create business opportunities, create jobs, build a village economy, and increase village income. If the management of Bumdes is optimal, then the village will become an independent village. Bumdes as a newly born economic institution needs assistance, guidance, and monitoring.The Bumdes development model in this paper uses a 5 (five) model adaptation of the creative economy development that is considered appropriate for implementation because it involves collaboration between government, financial institutions, and academics. In this model, the government involves the Village and District governments, Banking, and Academics. The expected final results are: (1) the establishment of Bumdes with products that are acceptable in the Modern Market, (2) Bumdes as agents of banking cleverness, and (3) the creation of new economic centers in the Village through Bumdes.