The Role of Productive Alms (Zakat) Fund on Increasing Income through Small and Micro Business Capital Assistance [Peran Dana Zakat Produktif terhadap Peningkatan Penghasilan Melalui Bantuan Modal Usaha Kecil dan Mikro]

Abstract

National and local development is continuously pursued by the government and is an inseparable part of village development activities. Forms of village development include the community empowerment program conducted by LAZ, one of them is Rumah Zakat in the form of small and micro business (SME) capital assistance to overcome the problem of poverty in Indonesia. This study aims to see how the role of productive zakat funds as capital in influencing the increase of turnover of SMEs given to the mustahiq built Rumah Zakat in Indonesia. The method used in this research is quantitative descriptive method by using simple linear regression method, where the data source comes from capital data and turnover 36 mustahiq which exist in region ICD Mekarwangi Lembang in 2017. The result of this research is zakat fund raising, Rumah Zakat provides various means to the muzakki, zakat fund which collected all channeled to the Senyum Mandiri, Senyum Juara, Senyum Sehat, and Senyum Lestari programs. Using a simple linear regression model, the effect of capital on the turnover is Y’ = 1889,372 + 0,497X, which means that when capital given by Rumah Zakat is constant, the average turnover received by SMEs is 1889,372 and the increase of one capital constant gives an increase of turnover of 0.497, and 15.6% of the capital provided by Rumah Zakat contributes or influences the earnings earned by the SMEs and the rest of 84.4% is determined by other factors.