Email this article Development and Validation of the Islamic Financial Literacy Education Module for Micro, Small and Medium Enterprises [Pengembangan dan Validasi Modul Edukasi Literasi Keuangan Islami untuk Usaha Mikro, Kecil, dan Menengah]
Abstract
Various studies on financial literacy still focus on the measurement of financial literacy, exploration of Islamic financial literacy, and the impact of financial education on improving financial literacy. The existing studies still have no concerns and efforts to develop Module of Islamic Financial Literacy Education. This research aims to develop a valid Module of Islamic financial literacy education for Small and Medium Enterprises (SMEs). Development of media using ADDIE model. Materials and designs that have been compiled into draft Islamic Financial Literacy Education Module. At development stage obtained data from the filling sheet validation by experts and practicioner, experts in the field of training media, linguists, and practitioners of SMEs. Validation results are processed by cut off point analysis and ideal percentage to determine that the module made has met both criteria. Islamic Financial Literacy Education Module is considered valid and feasible by material experts, media experts, linguists, and SMEs practitioners. Based on the validation of experts and practitioner shows that the educational module is worthy to be used to improve the Islamic financial literacy of SMEs.
Keywords
Full Text:
PDFReferences
Abdullah, M. A., & Chong, R. (2014). “Financial Literacy: An Exploratory Review of the Literature and Future Researchâ€. Journal of Emerging Economies & Islamic Research, 2(3).
Abdullah, R., Razak, A. L. H. A., & Ali, U. I. S. S. Exploratory Research into Islamic financial Literacy in Brunei Darussalam. https://www.researchgate.net/profile/Lutfi_Abdul_Razak/publication/ 283225608_Exploratory_Research_into_Islamic_Financial_Literacy_in_Brunei_Darussalam/links/562ec6fd08ae22b17035fc7a/Exploratory-Research-into-Islamic-Financial-Literacy-in-Brunei-Darussalam.pdf
Antara, P. M., Musa, R., & Hassan, F. (2016). “Bridging Islamic financial literacy and Halal literacy: The Way Forward in Halal Ecosystemâ€. Procedia Economics and Finance, 37, 196-202.
Badan Standar Nasional Pedididkan (BSNP). (2012). Aspek Kelayakan Modul. Jakarta: Departemen Pendidikan Nasional.
Bernheim, B. D., & Garrett, D. M. (2003). “The effects of financial education in the workplace: evidence from a survey of households.†Journal of public Economics, 87(7), 1487-1519.
Branch, R. M. (2009). Instructional design: The ADDIE approach (Vol. 722). New York: Springer Science & Business Media.
Chen, H., & Volpe, R. P. (1998). “An analysis of personal financial literacy among college studentsâ€. Financial services review, 7(2), 107-128.
Chen, H., & Volpe, R. P. (2002). Gender differences in personal financial literacy among college students. Financial services review, 11(3), 289.
Chen, H., & Volpe, R. P. (2005). “Financial literacy, education, and services in the workplaceâ€. A Journal of Applied Topics in Business and Economics (online),(Accessed: 2 Feb 2016) http://www. westga. edu/~ bquest/2005/workplace. pdf.
Daryanto, S. D. (2013). Implementasi Pendidikan Karakter di Sekolah. Yogyakarta: Penerbit Gama Media.
Depdiknas. (2008). Panduan Pengembangan Pembelajaran IPA Terpadu. Jakarta: Balitbang Depdiknas.
Goetz, J. W., Durband, D. B., Halley, R. E., & Davis, K. (2011). “A peer-based financial planning & education service program: An innovative pedagogic approachâ€. Journal of College Teaching and Learning, 8(4), 7.
Hussain, J., Matlay, H., & Scott, J. M. (2008). “Financial Education†in Small Ethnic Minority Businesses in the UK. Education+ Training, 50(8/9), 737-747.
INFE, O. (2012). “Supplementary Questions: Optional Survey Questions for the OECD INFE Financial Literacy Core Questionnaireâ€. Retrieved March, 10, 2015.
Jacob, K., Hudson, S., & Bush, M. (2000). Tools for Survival: An Analysis of Financial Literacy Programs. Chicago: Woodstock Institute.
Jaffar, M. A., & Musa, R. (2014). “Determinants of attitude towards Islamic financing among halal-certified micro and SMEs: A preliminary investigationâ€. Procedia-Social and Behavioral Sciences, 130, 135-144.
Jaffar, M. A., & Musa, R. (2016). “Determinants of Attitude and Intention towards Islamic Financing Adoption among Non-Users.†Procedia Economics and Finance, 37, 227-233.
Koh, N. K., & Lee, C. B. (2010). “Because My Parents Say Soâ€-Children's monetary decision makingâ€. Procedia-Social and Behavioral Sciences, 9, 48-52.
Latifiana, D. (2017). “Pengembangan Modul Pemasaran Berbasis e-Commerce pada UMKM Kerajinan Kayu untuk Meningkatkan Pemahaman Pemasaran Pengrajin Era Masyarakat Ekonomi Asean (MEA) di Kota Blitarâ€. (Tesis, Universitas Sebelas Maret)
Learning, A. (2008). Instructional Design in ANGEL. Indianapolis: Telecom.
Lusardi, A. (2007). “Household saving behavior: the role of literacy, information and financial education programs†(No. 2007/28). CFS Working Paper.
Lusardi, A., & Mitchell, O. S. (2011). “Financial literacy around the world: an overviewâ€. Journal of Pension Economics and Finance, 10(04), 497-508.
Mulyono, S. E. (2015). “Model Pemberdayaan Masyarakat Untuk Peningkatan Literasi Berbasis Kewirausahaan Usaha Mandiri Melalui PKBM di Kota Semarangâ€. Journal of Nonformal Education, 1(1).
Otoritas Jasa Keuangan (OJK). (2015). Laporan Rencana dan Pelaksanaan Edukasi PUJK 2014 serta Laporan Rencana Edukasi PUJK 2015. Jakarta
Otoritas Jasa Keuangan (OJK). (2017). Survei Nasional Literasi dan Inklusi Keuangan. Jakarta: Otoritas Jasa Keuangan.
OECD. 2014. PISA. (2012). “Results: Students and Money, Financial Literacy Skills for the 21stâ€. diakses dari http://www.oecd.org/pisa/keyfindings/pisa-2012-results-volume-vi.pdf, diakses pada hari Kamis, 13 November 2017 pukul 13.35 WIB.
Prawiradilaga, D. S. (2008). Prinsip DesainPembelajaran. Jakarta:Kencana.
Prawitz, A. D., & Cohart, J. (2014). “Workplace Financial Education Facilitates Improvement in Personal Financial Behaviorsâ€. Journal of Financial Counseling and Planning, 25(1), 5.
Reiser, R. A., & Dempsey, J. V. (Eds.). (2012). Trends and issues in instructional design and technology. Boston, MA: Pearson.
Reuters, T., & Standard, D. (2014). “State of The Global Islamic Economy 2014-2015 Reportâ€. May, available at: http://halalfocus. net/wp-content/uploads/2015/01/SGIE-Report-2014. pdf.
Rivai, V.R., Firmansyah, R., Veithzal, A.P., Rizqullah. (2010.) Islamic Financial Management. Bogor: Ghalia Indah.
Sardiana, A. (2016). “The Impact of Literacy to Shariah Financial Service Preferencesâ€. ETIKONOMI, 15(1), 43-62.
SESCRIC. (2012). “Statistical Economic and Social Researchand Training Centre for Islamic Countriesâ€. Economic Cooperation and Development Review. Vol 7 No 1. Diakses dari http://www.sesric.org/files/article/479.pdf pada hari Rabu, 12 November 2017 pukul 13.30 WIB.
Sindonews. (2017). “OJK Ungkap Penyebab Lambatnya Pertumbuhan Agen Laku Pandaiâ€, diakses dari http://ekbis.sindonews.com/read/1162412/178/ojk-ungkap-penyebab-lambatnya-pertumbuhan-agen-laku-pandai-1481551555, diakses 12 November 2017 pukul 08.00 WIB.
Sudjana, D. (2004). Manajemen Program Pendidikan untuk Pendidikan Nonformal dan Pengembangan Sumber Daya Manusia. Bandung: Falah Production.
Sudjana, N., & Rivai, A. (2001). Penggunaan Media Pengajaran dalam PBM. Bandung: Sinar Baru.
Sugiyono, D. R. (2009). Metodologi Penelitian Pendidikan. Bandung: Alfabeta
Sukardjo. (2008). “Evaluasi Pembelajaranâ€. Modul PPs UNY. Yogyakarta:UNY.
Wah, TB. (2011). Value of Proposition & Financial Literacy, The 4E journal, vol.11 No.2,2Q Certified Financial Planner® (CEP.) Penerjemah: Imam Khoiri. Yogyakarta: IRCiSoD.
Wahyuny, I. N. (2015, November). “Pengembangan Pendidikan Financial Literacy Berbasis Nilai-Nilai Anti Korupsi sebagai Investasi Sosial: Sebuah Pemikiranâ€. Prosiding Seminar Pendidikan Ekonomi dan Bisnis (Vol. 1, No. 1).
Willis, L. E. (2008). Against financial-literacy education. Iowa L. Rev., 94, 197.
Winnie, S. (2009). “Pendekatan Kombinasi Metode AHP dan Metode Cut Off Point pada Tahap Analisis Keputusan Perancangan Sistem Informasi Penjualan PT. Xâ€. diakes dari http://eprints.undip.ac.id/ hari Rabu 12 November 2017 pukul 15.30 WIB.
DOI: https://doi.org/10.30874/comdev.2017.38
Refbacks
- There are currently no refbacks.
Copyright (c) 2018 Ikka Nur Wahyuny, Lukman Hakim, Wiedy Murtini
This work is licensed under a Creative Commons Attribution 4.0 International License.
Proceeding of Community Development is licensed under a Creative Commons Attribution 4.0 International License.
